Hurricane Isaias is expected to make landfall between Louisiana, Mississippi, and the Florida Panhandle.
Many policies contain loopholes and tricks. Make sure you have someone check your coverage before you file. AAHOA has requested a free policy check for its members by Club Blue member Gauthier, Murphy & Houghtaling.
If you allow insurers to adjust your claim alone, they will likely miss damages. Minimize Time & Maximize your Benefits with a professional on your side who helps scope damages and creates a legal Proof of Loss.
Having a public adjuster may help you, but the best Proof of Loss comes from bids and receipts from real contractors. You risk losing benefits without a Legal Claim Manager.
Some mitigation companies claim they will look to carriers for payment. In reality, you will generally owe them regardless of coverage, and they can lien your property & sue you. Ensure you aren't overcharged, and manage the remediation process so you don't come out of pocket with a Legal Claim Manager.
Evaluate damages first. Get a rough idea of how much damage. Call in the claim with an approximate number. Insurers "set reserves" early and assign money to a claim account. If their adjusters set it too low, the reserve becomes hard to change and the claim difficult to handle.
AAHOA Hotels are in Isaias’s Hurricane Path. GMH at the request of AAHOA is offering a complimentary policy review for this storm. Please fill out your information below to get a prompt, free policy review.